Rates
New and Used Auto Loan Special 3.74% for Qualified Buyers
We will match up to 1.00% APR on competitor rates!
| Titled Vehicles | ||
| Effective Date: Tuesday, January 31st, 2023 | ||
| Credit Score | New Vehicles* | Used Vehicles* |
| 730 - + | 3.74% APR | 3.74% APR |
| 680 - 729 | 4.99% APR | 4.99% APR |
| 640 - 679 | 6.99% APR | 6.99% APR |
| 600 - 639 | 8.99% APR | 8.99% APR |
| 550 - 599 | 12.99% APR | 12.99% APR |
| 549 & below | 14.99% APR | 14.99% APR |
| *APR = Annual Percentage Rate | ||
*Rates based on 60 month term. 72/84 month term add 1% APR.
80% of retail on vehicles 10 years & older - Financing up to 60 Months
100% of retail on vehicles 10 years & under - Finacing up to 72 months
Financing up to 84 months on vehicles over $30,000 and 2019 or newer.
| Boats & RVs | |
| Effective Date: Tuesday, January 31st, 2023 | |
| Credit Score | APR* |
| 730 - + | 4.99% |
| 680 - 729 | 5.99% |
| 640-679 | 7.99% |
| 600-639 | 8.99% |
| 550-599 | 11.99% |
| 549 & below | 14.99% |
| Up to 60 months financing on loans $20,000 & under | |
| Up to 120 months financing on loans between $20,000 and $30,000 | |
| Up to 180 months financing on loans over $30,000. | |
| Add 1% APR for terms greater than 60 months. | |
Payment Example: 4.99% APR at 60 months = $18.87 per $1,000 5.99% APR at 120 months = $11.10 per $1,000 5.99% APR at 180 months = $8.44 per $1,000 | |
| Unsecured Loans - Closed End | ||
| Effective Date: Tuesday, January 31st, 2023 | ||
| Credit Score | APR* | Term |
| 730 - + | 8.00% | |
| 680 - 729 | 10.00% | |
| 640 - 679 | 12.00% | |
| 600 - 639 | 14.00% | |
| 550 - 599 | 16.00% | |
| 549 and below | 18.00% | |
| *APR = Annual Percentage Rate | ||
* Maximum - $ 5,000.00 Maximum term: 48 months
*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan. Income verification will be required every three years.
Unsecured Loans - Open Line of Credit Effective Date: Tuesday, January 31st, 2023
Credit Score APR* Term
730 - +
8.00%
680 - 729
10.00%
640 - 679
12.00%
600 - 639
14.00%
550 - 599
16.00%
549 and below
18.00%
*APR = Annual Percentage Rate
* Maximum - $ 5,000.00 Maximum term: 48 months
*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan. Income verification will be required every three years.
Savings Rates
| Savings Rates | ||
| Effective Date: Tuesday, January 31st, 2023 | ||
| Amount | Rate | APY** |
| $101.00 & over | 0.05% | 0.05% |
| IRA | 0.10% | 0.10% |
| Christmas Club | 0.10% | 0.10% |
*Fees may reduce earnings on accounts *APR=Annual Percentage Rate. **APY=Annual Percentage Yield. Dividend rates & APY may change quarterly as approved by the Board of Directors. The savings account is a tier-rate account. Dividends are paid on the average daily balance corresponding to the applicable savings balance tier. | ||
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