Rates
New and Used Auto Loan Special 5.49% for Qualified Buyers
We will match up to 1.00% APR on competitor rates!
| Titled Vehicles | ||
| Effective Date: Saturday, September 30th, 2023 | ||
| Credit Score | New Vehicles* | Used Vehicles* |
| 730 - + | 5.49% APR | 5.49% APR |
| 680 - 729 | 6.99% APR | 6.99% APR |
| 640 - 679 | 8.99% APR | 8.99% APR |
| 600 - 639 | 9.99% APR | 9.99% APR |
| 550 - 599 | 14.99% APR | 14.99% APR |
| 549 & below | 16.99% APR | 16.99% APR |
| *APR = Annual Percentage Rate | ||
*Terms up to 84 months.
80% of retail on vehicles older than 10 years - Financing up to 60 Months
100% of retail on vehicles 10 years & under - Financing up to 72 months
Financing up to 84 months on vehicles over $30,000 and 2020 or newer.
| Boats & RVs | |
| Effective Date: Saturday, September 30th, 2023 | |
| Credit Score | APR* |
| 730 - + | 5.99% |
| 680 - 729 | 6.99% |
| 640-679 | 8.99% |
| 600-639 | 9.99% |
| 550-599 | 13.99% |
| 549 & below | 15.99% |
| Up to 60 months financing on loans $20,000 & under | |
| Up to 120 months financing on loans between $20,000 and $30,000 | |
| Up to 180 months financing on loans over $30,000. | |
| Add 1% APR for terms greater than 60 months. | |
Payment Example: 5.99% APR at 60 months = $19.33 per $1,000 6.99% APR at 120 months = $11.61 per $1,000 6.99% APR at 180 months = $8.99 per $1,000 | |
| Unsecured Loans - Closed End | ||
| Effective Date: Saturday, September 30th, 2023 | ||
| Credit Score | APR* | Term |
| 730 - + | 9.00% | |
| 680 - 729 | 11.00% | |
| 640 - 679 | 13.00% | |
| 600 - 639 | 15.00% | |
| 550 - 599 | 16.00% | |
| 549 and below | 18.00% | |
| *APR = Annual Percentage Rate | ||
* Maximum - $ 5,000.00 Maximum term: 48 months
*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan. Income verification will be required every three years.
Unsecured Loans - Open Line of Credit Effective Date: Saturday, September 30th, 2023
Credit Score APR* Term
730 - +
9.00%
680 - 729
11.00%
640 - 679
13.00%
600 - 639
15.00%
550 - 599
16.00%
549 and below
18.00%
*APR = Annual Percentage Rate
* Maximum - $ 5,000.00 Maximum term: 48 months
*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan. Income verification will be required every three years.
Savings Rates
| Savings Rates | ||
| Effective Date: Saturday, September 30th, 2023 | ||
| Amount | Rate | APY** |
| $101.00 & over | 0.01% | 0.01% |
| IRA | 0.10% | 0.10% |
| Christmas Club | 0.10% | 0.10% |
*Fees may reduce earnings on accounts *APR=Annual Percentage Rate. **APY=Annual Percentage Yield. Dividend rates & APY may change quarterly as approved by the Board of Directors. The savings account is a tier-rate account. Dividends are paid on the average daily balance corresponding to the applicable savings balance tier. | ||
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