Rates
New and Used Auto Loan Special 1.99% for Qualified Buyers
We will match up to 1.00% APR on competitor rates!
Titled Vehicles | ||
Effective Date: Monday, March 1st, 2021 | ||
Credit Score | New Vehicles* | Used Vehicles* |
730 - + | 1.99% APR | 1.99% APR |
680 - 729 | 3.49% APR | 3.49% APR |
640 - 679 | 5.99% APR | 5.99% APR |
600 - 639 | 7.99% APR | 7.99% APR |
550 - 599 | 10.99% APR | 10.99% APR |
549 & below | 12.99% APR | 12.99% APR |
*APR = Annual Percentage Rate |
*Rates based on 60 month term. 72/84 month term add 1% APR.
80% of retail on vehicles 10 years & older - Financing up to 60 Months
100% of retail on vehicles 10 years & under - Finacing up to 72 months
Financing up to 84 months on vehicles over $30,000 and two years or newer.
Boats & RVs | |
Effective Date: Monday, March 1st, 2021 | |
Credit Score | APR* |
730 - + | 3.49% |
680 - 729 | 4.99% |
640-679 | 5.99% |
600-639 | 7.99% |
550-599 | 10.99% |
549 & below | 12.99% |
Up to 60 months financing on loans $25,000 & under | |
Up to 120 months financing on loans over $25,000.00. Add 1% APR for terms greater than 60 months. | |
Payment Example: 3.49% APR at 60 months = $18.19 per $1,000 4.49% APR at 120 months = $10.37 per $1,000 |
Unsecured Loans - Closed End | ||
Effective Date: Monday, March 1st, 2021 | ||
Credit Score | APR* | Term |
730 - + | 8.00% | |
680 - 729 | 10.00% | |
640 - 679 | 12.00% | |
600 - 639 | 14.00% | |
550 - 599 | 16.00% | |
549 and below | 18.00% | |
*APR = Annual Percentage Rate |
* Maximum - $ 5,000.00 Maximum term: 48 months
*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan. Income verification will be required every three years.
Unsecured Loans - Open Line of Credit Effective Date: Monday, March 1st, 2021
Credit Score APR* Term
730 - +
8.00%
680 - 729
10.00%
640 - 679
12.00%
600 - 639
14.00%
550 - 599
16.00%
549 and below
18.00%
*APR = Annual Percentage Rate
* Maximum - $ 5,000.00 Maximum term: 48 months
*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan. Income verification will be required every three years.
Savings Rates
Savings Rates | ||
Effective Date: Monday, March 1st, 2021 | ||
Amount | Rate | APY** |
$101.00 & over | 0.05% | 0.05% |
IRA | 0.10% | 0.10% |
Christmas Club | 0.10% | 0.10% |
*Fees may reduce earnings on accounts *APR=Annual Percentage Rate. **APY=Annual Percentage Yield. Dividend rates & APY may change quarterly as approved by the Board of Directors. The savings account is a tier-rate account. Dividends are paid on the average daily balance corresponding to the applicable savings balance tier. |
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