Rates

New and Used Auto Loan Special 1.99% for Qualified Buyers 

We will match up to 1.00% APR on competitor rates!

Titled Vehicles
Effective Date: Tuesday, July 25th, 2017
Credit ScoreNew Vehicles*Used Vehicles*
680+ 1.99% APR 1.99% APR
640 - 679 4.99% APR 4.99% APR
600 - 639 6.99% APR 6.99% APR
550 - 599 8.99% APR 10.99% APR
549 & below 9.99% APR 12.99% APR
*APR = Annual Percentage Rate

80% of retail on vehicles 10 years & older - Financing up to 60 Months

100% of retail on vehicles 10 years & under - Finacing up to 72 months

Financing up to 84 months on vehicles over $30,000 and two years or newer.

Boats & RVs
Effective Date: Tuesday, July 25th, 2017
Credit ScoreAPR*
680+ 3.99%
640-679 5.99%
600-639 7.99%
550-599 9.99%
549 & below 11.99%
Up to 60 months financing on loans under $25,000.00
Up to 120 months financing on loans over $25,000.00. Add 1% APR for terms greater than 60 months.

Payment Example:

3.99% APR at 60 months = $18.42 per $1,000

4.99% APR at 120 months = $10.61 per $1,000

Unsecured Loans - Closed End
Effective Date: Tuesday, July 25th, 2017
Credit ScoreAPR*Term
680+ 10.00%  
640 - 679 12.00%  
600 - 639 14.00%  
550 - 599 16.00%  
549 and below 18.00%  
*APR = Annual Percentage Rate

* Maximum - $ 5,000.00   Maximum term: 48 months

*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan.  Income verification will be required every three years. 

Unsecured Loans - Open Line of Credit
Effective Date: Tuesday, July 25th, 2017
Credit ScoreAPR*Term
680+ 10.00%  
640 - 679 12.00%  
600 - 639 14.00%  
550 - 599 16.00%  
549 and below 18.00%  
*APR = Annual Percentage Rate

 

* Maximum - $ 5,000.00   Maximum term: 48 months

*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan.  Income verification will be required every three years. 

 

Savings Rates

Savings Rates
Effective Date: Tuesday, July 25th, 2017
AmountRateAPY**
$101.00 & over 0.10% 0.10%
IRA 0.10% 0.10%

*Fees may reduce earnings on accounts

*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. Dividend rates & APY may change quarterly as approved by the Board of Directors. The savings account is a tier-rate account. Dividends are paid on the average daily balance corresponding to the applicable savings balance tier.

Privacy & Disclosures

Equal Housing Lender National Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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