Loan Rates

"KNOW YOUR CREDIT SCORE"

Rates are based on your credit!

Unsecured Loans

Credit Score

  Rate

680+

  10%

  640 - 679

  12%

600 - 639

  14%

550 - 599 

  16%

549 and below

  18%

Titled Vehicles

Credit Score

  Rate

680+

  6%

  640 - 679

  8%

600 - 639

  10%

550 - 599 

  12%

549 and below

  14%

 

80% of retail on vehicles 5 years & older - Financing up to 60 Months

 Home Equity  7 %  60 Months
 Home Equity   7.5 %  120 Months

 

*Changes to your employment status and/or your annual income will result in the reduction or elimination or your existing (line-of-credit) Signature Loan.  Income verification will be required every three years. 

 * Maximum - $ 10,000.00

 

Download The Eastpointe Community CU Loan Application!
Download this Adobe Acrobat file, print, fill out and return to the credit union.
 
 

Direct Deposit Means Added Convenience

Direct Deposit is the ultimate in check depositing convenience.  If you are not already taking advantage of this time-saving convenience, we'll make it worth your time to sign up for Direct deposit.

 

CPI -  COLLATERAL PROTECTION INSURANCE

As part of your contract with the Credit Union, it is a requirement that full automobile insurance coverage be maintained untill the automobile loan is paid in full.  Failure to maintain full coverage may result in ECCU placing insurance on your vehicle at your expense.

Mortgages Now Available Through Mortgage Center

You've come to depend on your credit union to be the first-name in convenience and value.  Are you aware that this holds true with our Mortgage options, too?

Through Mortgage Center, we offer a line of Mortgage products with competitive rates, low fees, and great service.  And there are many choices - whether you're a first-time homebuyer or looking to re-finance.

Best of all, you can apply online at www.mtg-ctr.com, by phone at (888) 562-6865, or by calling Eastpointe Community Credit Union.  Call the Mortgage Center or hop online to apply and get your formal approval today!

Credit Reporting Agencies:

Experian: 888-397-3742 www.experian.com

Equifax: 800-658-1111 www.equifax.com

TransUnion: 800-888-4213
www.transunion.com 

 


Eastpointe Community Credit Union
22544 Gratiot Ave.
Eastpointe, Michigan 48021
586.775.3160
Fax: 586.775.2074
info@eastpointeccu.com